How to Use Apple Pay Cash and Avoid the 3% Transaction Fee

So, if you want to split that bar bill or contribute your part to a gift for an office colleague, Apple Pay users can direct the service to deduct a set amount of cash from their accounts and send it to the recipient.

Users can also view their transaction history, including person to person payments as well as purchases they've made in stores, apps and on the web with Apple Pay Cash, right in Wallet.

Apple also said in October that retailers like Safeway would soon roll out Apple Pay. It's not activated for all users yet: some may not see the Apple Pay Cash toggle in the Wallet & Apple Pay settings page, or the Wallet app inside of the Messages app. Money that you receive is routed to your Pay Cash card, which you can either use for purchases wherever it's supported, or you can transfer it to a connected bank account. Here's everything you need to know.

Updates to iOS are sometimes a mixed bag, but they generally give us improvements more than they do bugs.

The biggest highlights of iOS 11.2 is the introduction of Apple Pay Cash that will allow you to send and receive money from friends and family using Apple Pay in iMessage. As Recode points out: "For all its worth, money, unlike cash, is nothing but an intangible idea, its value expressed by anything we choose - from cowry shells to bear skins to metal coins". The good news is that even if your primary Apple Pay card is a credit card, Apple Pay Cash defaults to using the debit card on file to help avoid that fee. Venmo and Square Cash are already popular for people to quickly sending cash to each other and have, until now, been available on the iPhone without any competition from Apple.

Tap the arrow button to send your payment or request, and you're done.

Apple Pay Cash: Where Does It Work?

Apple also added support for faster wireless charging on the iPhone 8, 8 Plus, and iPhone X.

Adding cash: a minimum of $10 per transaction, and a maximum of $3,000. It's possible that Apple will formally activate Apple Pay Cash later this week.

No more excuses for that "friend" who doesn't carry cash.

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